Clear your port charges and duty with 100% financing

Say goodbye to import headaches at the port!

Clear your port charges and duty with 100% financing

Say goodbye to import headaches at the port!

Clear your car hassle free!

  1. Are the demurrage charges piling up?

  2. Do you need more funds to pay duty and port charges?

We are here for you.

Access from Kes 100,000 to Kes 4 Million

Drive your dream car today with Ngao Credit

100% Import duty finance.

Clear your car hassle free!

  1. Are the demurrage charges piling up?

  1. Do you need more funds to pay duty

and port charges?

We are here for you.

Access from

Kes 100,000 to Kes 4 Million

Drive your dream car today with

Ngao Credit 100% Import duty finance.

We help you sort:

High Port Charges

Storage Fees

Demurrage Charges

Avoid Property Auctions

Why Choose our Import Duty Finance?

We help you sort:

High Port Charges

Storage Fees

Demurrage Charges

Avoid Property Auctions

Why Choose our Import Duty Finance?


We pay 100% of your port charges and duty


Flexible repayment period of up to 36 months


We deliver your car to your convenient location


Peace of mind - We do the legwork for you

We pay 100% of your

port charges and duty

Flexible repayment period

of up to 36 months

We deliver your car

to your convenient location

Peace of mind -

We do the legwork for you

How It Works

Three simple steps to a stress-free import.

How It Works

Three simple steps to a stress-free import.

Representative Loan Example:

Loan amount

Kes 300,000

Loan term

36 months

Monthly interest rate:

5%

Gross Monthly payments

Kes 41, 167

All you need to access

our Import Duty Financing

All you need to access our Import Duty Financing

  • Three (3) Bill of Ladings

  • Invoice for the unit/Motor Vehicle

  • Translated Japanese Logbook (English)

  • Japanese logbook

  • Jevic (Inspection Certificate)

  • 2 Passport photos

  • ID and PIN of the borrower

  • 12 months Bank & MPesa statements

  • Three (3) Bill of Ladings

  • Invoice for the unit/Motor Vehicle

  • Translated Japanese Logbook (English)

  • Japanese logbook

  • Jevic (Inspection Certificate)

  • 2 Passport photos

  • ID and PIN of the borrower

  • 12 months Bank & MPesa statements

What Our Customer Say;

Frequently Asked Questions

Who Can Use Import Duty Financing?
Import duty financing can be used by individuals who are importing their personal cars into the country or businesses especially car yards importing vehicles for sale into the country.
What is the minimum amount I can borrow?
Our minimum loan amount is Ksh 100,000 and a maximum of 4 million
How long does it take for me to get my duty cleared?
If all the requirements are met, it only takes 72 hours to have the funds disbursed.
How long is the repayment period?
We offer flexible loan repayment periods of 36 months.
What documents do i need to get import duty finance?
To get import duty financing you need to provide documents such as bill of lading, translated Japanese logbook (for imports from Japan), Jevic, National ID, KRA pin, 12-month Mpesa/ bank statements.
How Is Import Duty Calculated?
The following is the formula for calculating the fees: Your vehicle’s CRSP will be provided by KRA. The import duty is equal to 25% of the CRSP. Excise duty is equal to 20% of the CRSP plus import duty combined. VAT accounts for 16% of the CRSP plus import duty and excise duty. The IDF Fee accounts for 2.25% of the CRSP.
What Does It Cost To Ship A Car From Japan To Kenya?
From Japan to Kenya it would cost users approximately 30 and 60% of the car’s value. NOTE: this amount is not inclusive of import duty which is calculated separately.


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